What steps should you take after a collision?

• A. Drive away to prevent further harm.
• B. Do nothing and assume it will be resolved.
• C. Only call the police if there is serious injury.
• D. Stop; render aid if needed; exchange information; file a police report if required; document and inform your insurer.

Answer: (D)

When a collision happens, the priorities are safety, legal obligations, and getting the claims process started. You must stop at the scene and render aid if anyone is injured. Then exchange your driver’s license, registration, and insurance information with the other driver(s). If there is injury or significant property damage, or if local laws require it, file a police report. Finally, document what happened (photos, notes, witnesses) and inform your insurer so the claim can be handled. Driving away or doing nothing isn’t acceptable because it leaves people injured and liability unresolved, and waiting to call police only if injuries seem serious can violate reporting requirements.